China has become the world's largest car sales and use country, regardless of new cars, used cars or the automotive aftermarket have been rapidly developed and changed. With the introduction of national policies, the automotive industry has been continually moving forward, and auto finance has gradually become another hot spot in the automotive industry.
According to the "2017 China Auto Finance Development Report", as China's consumption upgrades, consumption concepts continue to change, and a number of auto finance businesses, such as new car installments, used car installments, vehicle mortgages, car rentals, etc., have been created. A new financial model with a scale of one trillion.
The auto finance business is expanding, so that more and more people own their own cars, but the risks are also increasing. Therefore, the core of financial business is risk control. If the monitoring intensity is insufficient, it will inevitably become a "dead hole" that hinders the development of the financial industry. Enterprises strengthen their risk control capabilities and avoid property losses as the core.
What auto finances are “dead spots� Vehicle mortgage fraud will bring huge losses to enterprises. Unlike car loans, car mortgage loans use mortgage vehicles to obtain loans from financial institutions to solve the problem of capital turnover. However, some malicious mortgage lenders will wait for the loan to be dismantled, dismantle the GPS equipment, drive and escape, and even worse, remove the monitoring equipment and then mortgage the vehicle to other financial institutions, causing huge damage to the financial company. Car rental fraud is also one of the risks. It belongs to the empty glove white wolf. The customer sells the vehicle in the name of renting a car, which causes great harm to the leasing company.
How to avoid poor supervision of wind control? As a full-service automotive industry solution provider for the Internet of Vehicles, Zhixintong can provide intelligent, safe and effective complete automotive financial solutions for OEMs, 4S stores, financial companies, leasing companies and banks. Bring more business opportunities, drainage, increase profit points and real-time monitoring of high-end smart vehicles.
Using software and hardware to solve the enterprise distress, the intelligent communication vehicle terminal will be installed for the vehicle, and the vehicle owner's position trajectory and status information will be synchronized to the cloud. Enterprise managers can also learn more about vehicle information through the Web, App, and large screen monitors. Realize remote start and stop car, track monitoring, fence alarm, accident alarm, anti-theft alarm, tamper alarm, remote disable and other functions, thus controlling the financial risks faced by enterprises.
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